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Role Overview

Credit Case SpecialistsSpecialist (CCS) are— responsibleRole for relationship management for active clients who have completed onboarding. This includes reviewing credit reports, providing credit guidance, monitoring progress, and maintaining consistent communication regarding results and next steps.Overview

The CCSCredit roleCase coversSpecialist core(CCS) client-servicingis functionsthe relatedheartbeat toof creditCrowned repair.Credit's client experience. Once a client completes onboarding, the CCS actbecomes as thetheir primary point of contact once a file is active, helping ensure— the caseperson progressesthey withouttrust, unnecessarythe delaysvoice they recognize, and thatthe clientprofessional concernsresponsible arefor addresseddriving appropriately.

CCS are expected to:

·         Analyzetheir credit reportsrepair andjourney provide appropriate feedback to clients.forward.

·

Monitor🎯 disputeCCS progressMission
and results across rounds.

·         Communicate updates, expectations, and next steps clearly.

·         Handle client questions, concerns, and escalations related to the credit file.

·         Refer clients with specialized concerns to the appropriate channels when needed.

The goal of a Credit Case Specialist is toTo drive measurable improvements on the client’client's credit report while maintaining client confidenceconfidence, communication, and retention throughout the entire process. You are not just a support agent — you are a client advocate and a credit journey manager.

What the CCS Role Is

Credit Case Specialists own the active phase of every client's credit repair journey. After the Onboarding Team sets up the account and hands off the file, the CCS takes over and manages the relationship from that point forward — through every dispute round, every bureau response, every client question, and every retention conversation.

You are the face of Crowned Credit for your assigned clients. If they have a question, they come to you. If they're frustrated, they come to you. If they're excited about results, they come to you. That trust is earned — and it's earned through consistency, communication, and competence.

Core Responsibilities

Responsibility Area What It Involves Credit Report Analysis Review client credit reports from all 3 bureaus; identify negative items; understand what's disputed, what's resolved, and what's remaining Dispute Pipeline Monitoring Track every client through DisputeFox pipeline stages; ensure stages are accurate and updated after each round; flag delays or stuck files Client Communication Respond to inbound SMS, emails, and calls within SLA; send proactive updates after every dispute round; maintain regular check-in cadence Update Calls Schedule and complete calls with each client after dispute results arrive; walk through what was removed, what's still pending, and what's next Score Monitoring Review SmartCredit for real-time score changes; notify clients of meaningful progress; document changes in GHL Retention Management Identify clients at churn risk; proactively address frustration before it becomes a cancellation; maintain regular engagement Escalation Handling Route complex credit questions, billing concerns, legal threats, or cancellation requests to the appropriate team lead promptly Cross-Department Coordination Communicate with Onboarding, Dispute, and Billing teams on shared client needs; ensure clean handoffs and accurate information flow Graduation Management Identify clients ready to graduate; schedule graduation calls; collect reviews and referrals; close out the DisputeFox file

Daily Responsibilities

Every Day, Without Exception:

    Log into GHL, Aircall, DisputeFox, and SmartCredit at the start of your shift Clear unread GHL inbox messages — respond to all within your shift using the A.C.T.S. framework Return any missed calls from the previous shift (prioritize Aircall voicemails) Complete all scheduled client update calls for the day Review DisputeFox pipeline for any stage changes or pending actions on your client list Check SmartCredit for score changes or bureau updates Log all interactions — calls, texts, emails — in GHL with accurate notes Clear your inbox before logging off — leave zero unread messages Set Aircall to Offline before ending your shift

    Weekly:

      Review your full client list and identify anyone overdue for contact Proactive check-ins with clients who haven't engaged in 2+ weeks Update team lead on any stuck files or clients flagged for churn risk Confirm that DisputeFox pipeline stages are accurate for all assigned clients

      Key Performance Metrics

      Metric Target How It's Measured SMS Response Time<2 hours (business hours)GHL conversation timestamps Call Answer Rate>90% of inbound callsAircall dashboard Update Call Completion100% of scheduled callsGHL task log Client Retention Rate>80% monthlyActive vs. cancelled accounts End-of-Shift Inbox ClearanceZero unread messagesGHL inbox check at shift end Escalation AccuracyCorrect escalation path usedTeam lead review Pipeline AccuracyDisputeFox stages always currentWeekly pipeline audit

      Required Skills & Qualities

      🧠 Knowledge
        Basic understanding of credit reporting (bureaus, scoring, dispute process) Familiarity with FCRA and CROA compliance basics Proficiency in GHL — conversations, tasks, pipelines, notes Working knowledge of DisputeFox pipeline stages Ability to read SmartCredit and interpret score changes
        💬 Communication
          Clear, professional written English — no grammar errors in client messages Confident, warm phone presence — calm under pressure Active listening — understand what the client actually needs Ability to deliver hard news (no results this round) without losing client trust Non-robotic, human tone in all SMS and calls
          ⚙️ Operations
            Self-managed and organized — no task drops, no missed follow-ups Detail-oriented — accurate notes, correct pipeline stages, proper tagging Proactive — doesn't wait for clients to complain; anticipates their needs Reliable shift discipline — logs in on time, clears inbox before logging off
            🛑 Critical Boundaries
              Never guarantee outcomes or timelines Never give legal or financial advice Never make billing exceptions without team lead approval Never skip escalations — if in doubt, escalate up Never leave a client's message unread at shift end

              Tools Used by the CCS Team

              Tool What CCS Uses It For GoHighLevel (GHL)All client communication (SMS/email), task management, call logging, pipeline tracking AircallInbound and outbound calls, voicemail review, call recording DisputeFoxMonitor dispute pipeline stages, read round results, log client notes SmartCreditTrack real-time score changes and bureau updates for each client Team ChannelInternal communication, shift handoffs, escalation alerts, team updates

              How CCS Fits in the Bigger Picture

              The CCS role is the connective tissue of Crowned Credit's client experience. You receive files from Onboarding, coordinate with Dispute on results, loop in Billing on payment issues, and ultimately graduate clients when their journey is complete.

                From Onboarding → You receive a complete client file. Your job is to continue the relationship without any gap in communication. With Dispute Team → You monitor results from their work and translate those results into clear client updates. With Billing → You flag payment concerns immediately and help coordinate resolution to keep accounts active. Toward Graduation → You identify when a client's goals are met and lead the graduation call and referral ask.
                💡 The CCS Standard
                The best Credit Case Specialists at Crowned Credit are the ones their clients trust the most. They respond fast, they know their files, they're honest about what's happening, and they make clients feel like they're in good hands. That's the bar. That's what we're building toward.
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